Privacy policy

Terms of Service

Disclaimer

📑 Legal Information

Table of Contents

Privacy Policy

Effective Date: September 18, 2025

Last Updated: September 18, 2025

KarmaLoto (“we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile applications and website.

1. Data Controller

Data Controller: KarmaLoto

📧 Contact: info@karmaloto.com

2. Information We Collect

  • Personal Data You Provide

    • Birth date and draw date entered in the app.

    • Optional contact details if you subscribe to newsletters or contact us.

  • Automatically Collected Data

    • Device type, operating system, app usage statistics, and crash logs.

    • Non-identifiable technical data to improve performance and reliability.

3. How We Use Information

  • Generate lottery numbers (Astrology, Numerology, Fibonacci).

  • Save your selected results locally on your device.

  • Improve user experience and app stability.

  • Communicate updates or promotions if you have subscribed.

4. Legal Basis for Processing

We process data on the following bases:

  • Contract – to provide the app and its features.

  • Legitimate interests – for diagnostics, analytics, and fraud prevention.

  • Consent – for newsletters, marketing, or optional features.

5. Data Retention

  • Local results remain on your device until you delete them.

  • Newsletter and payment records are kept only as long as necessary for legal/accounting purposes or until you unsubscribe.

6. Sharing of Information

We do not sell or share your personal data. We only share limited data when necessary to:

  • Comply with legal requirements, or

  • Provide payment processing via trusted third-party providers.

7. Third-Party Services

Examples of third-party processors include payment providers and email delivery services. These may change over time.

8. Security

We use reasonable measures to protect your data but cannot guarantee absolute security.

9. Your Rights

Depending on your location, you may have rights to request deletion, access, or correction of your data, and to opt out of marketing.

10. Children’s Privacy

Our services are not intended for children under 18. We do not knowingly collect data from minors.

11. Changes

We may update this Privacy Policy from time to time. Updates will be posted here with a new “Last Updated” date.

Terms of Service

Last Updated: September 18, 2025

Welcome to KarmaLoto. By using our app or website, you agree to these Terms.

1. Entertainment Purposes Only

KarmaLoto generates lottery numbers for entertainment. We do not claim, promise, or guarantee any winnings or outcomes.

2. No Liability

To the maximum extent permitted by law, KarmaLoto shall not be liable for any losses or damages, including (without limitation) financial loss, missed winnings, loss of data, or any indirect, incidental, special, consequential, or punitive damages arising from your use of the app, website, or generated numbers.

3. User Responsibilities

You are responsible for complying with all applicable laws, including age and jurisdictional restrictions related to lottery participation. Minimum age of use: 18 years.

4. Premium & Payments

  • Certain features may require in-app purchase processed by Apple or Google.

  • Purchases made on our website (e.g., supporter packages or KLOT) are separate and do not unlock in-app functionality.

  • In-app purchases are personal, non-transferable, and subject to the respective store’s terms. You can restore eligible purchases via the app.

5. Refunds & Restore

In-app purchases are processed under Apple App Store or Google Play refund policies. Users may restore eligible purchases within the app.

6. Content & IP

All trademarks, logos, and content in the app and website are owned by or licensed to KarmaLoto and may not be used without permission.

7. Governing Law

These Terms are governed by the laws of Estonia. Any disputes shall be resolved exclusively by the competent courts of Estonia.

8. Modifications

We may modify these Terms at any time. Continued use of the app or website after changes constitutes acceptance of the updated Terms.

Disclaimer

KarmaLoto is not affiliated with or endorsed by any official lottery.

All numbers generated are for entertainment purposes only.

No guarantee of accuracy or winnings is given or implied.

KarmaLoto is not responsible for lottery results, financial loss, missed winnings, or other damages resulting from use of the app or website.

📧 Contact: info@karmaloto.com